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639 S Pine Street, Centralia, IL 62801.
New Roof On Home & Garage! Seller has just completed a complete tear off and a $14k new roof has been added on the home and the garage. Packed with Potential & Priced at only $49,500. If you're looking for a solid home with great bones, plenty of space, and incredible value! Offering 1,176 square feet, this well-built 2-bedroom home sits on a spacious corner lot in a desirable location and is ready for your personal touch. With a little TLC, fresh paint, and updated flooring, this home could truly shine. The exterior features maintenance-free aluminum siding and replacement windows, helping reduce future maintenance. The New Roof is high quality. Inside, you'll find an updated kitchen with attractive cabinetry, a dedicated dining room perfect for family meals, and an updated bathroom featuring a newer vanity, medicine cabinet, and a relaxing jetted tub. The oversized laundry room provides plenty of space to keep household chores organized. One of the home's biggest surprises is the full basement. With comfortable ceiling height, clean walls, built-in storage ledges, and heating and cooling provided by an updated HVAC system, this basement offers endless possibilities for storage, hobbies, a workshop, or additional living space. The attached carport makes unloading groceries or staying out of the weather quick and convenient. The true highlight of this property is the impressive 34' x 24' finished garage. With finished walls, believed-to-be insulated construction, two insulated overhead garage doors (one with an automatic opener), a quality concrete floor, and pull-down attic access for additional storage, this garage is a dream for hobbyists, mechanics, or anyone needing exceptional workspace. When you consider what it would cost to build a finished garage of this quality today, then add the value of a solid home with a full basement, it's easy to see why this property is such an outstanding opportunity.
MLS ID: 12720161
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639 S Pine Street, Centralia, IL 62801.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $49,500 | $49,500 | $49,500 |
| Down Payment | $9,900 | $1,733 | $12,375 |
| Monthly Mortgage Amount | $247 | $303 | $308 |
| Taxes | $69 | $69 | $69 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $22 | $0 |
| Monthly Estimated Total | $416 | $494 | $477 |
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