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540 W 3rd Street, Centralia, IL 62801.
Built in 1920, this 1.5-story home offers classic charm with fresh updates and plenty of potential. Featuring 2 bedrooms and 1 full bath, plus an upstairs space that could serve as a possible 3rd bedroom, office, or bonus room. Inside, you'll find new paint and new carpet in the bedrooms, along with a functional kitchen complete with stove, refrigerator, and dishwasher. The convenience continues with a washer and dryer included. Outside, enjoy the spacious corner lot and the convenience of a 1-car garage. A basement provides additional storage and utility space. With its character, updates, flexible living space, and convenient location, this home is ready for its next adventure!
MLS ID: 12729265
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540 W 3rd Street, Centralia, IL 62801.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $88,000 | $88,000 | $88,000 |
| Down Payment | $17,600 | $3,080 | $22,000 |
| Monthly Mortgage Amount | $439 | $539 | $548 |
| Taxes | $122 | $122 | $122 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $39 | $0 |
| Monthly Estimated Total | $661 | $800 | $770 |
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