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1305 13th Street , Winthrop Harbor, IL 60096.
Location, nature, and space come together in this inviting 3-bedroom, 2.5-bath split level home tucked away on a quiet dead-end street near Lake Michigan and adjacent to the forest preserve! Enjoy beautiful seasonal views and a peaceful setting while still having the convenience of city water and sewer. Step inside to a bright vaulted ceiling living room featuring plush carpeting and a large picture window that brings the outdoors in. The spacious kitchen offers all appliances, a breakfast bar, new flooring, plenty of room for a dining table, and an oversized pantry closet. French doors open to the deck, creating an easy flow for outdoor dining and entertaining. The primary bedroom features a private ensuite bath, while two additional generously sized bedrooms share a second full bath with new flooring. Storage is abundant throughout the home with closets galore! Downstairs, the newly renovated family room is full of warmth and character a wood-burning fireplace, convenient half bath, and walkout access to the yard. The mechanical/laundry room includes a newer washer and dryer (2022). The home is newly wired for smart-home systems, and all light switches are smart switches for added convenience and modern living. Additional highlights include 200-amp electrical service and a low-maintenance exterior. Car enthusiasts, hobbyists, or anyone needing extra storage will love the impressive 32' x 28' detached 3-car garage with additional storage space, plus a shed and side parking apron. Best of all-no HOA! Enjoy your own peaceful piece of nature just minutes from Lake Michigan!
MLS ID: 12731093
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1305 13th Street , Winthrop Harbor, IL 60096.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $370,000 | $370,000 | $370,000 |
| Down Payment | $74,000 | $12,950 | $92,500 |
| Monthly Mortgage Amount | $1,847 | $2,267 | $2,304 |
| Taxes | $515 | $515 | $515 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $163 | $0 |
| Monthly Estimated Total | $2,470 | $3,053 | $2,927 |
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