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107 Elm Road, Montezuma, IA 50171.
Lake View - 10 ft. of lake access. Ranch style 2-bedroom, 1 bath home with an open floor plan, deck, and 2 car garage. The home sits on a quiet road with no through traffic and is positioned on a hill overlooking the lake, offering a beautiful, elevated view with easy access to the lake right in front. The open layout with high, open ceilings creates a bright, welcoming flow through the kitchen, dining, and living areas, and the deck extends your living space outdoors for relaxing or entertaining. This setting offers the best of both worlds with wooded privacy and lake views. This property provides a comfortable layout, great outdoor space, and a scenic location at Lake Ponderosa, perfect for creating memories with your family and friends!
MLS ID: 6339921
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107 Elm Road, Montezuma, IA 50171.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $315,000 | $315,000 | $315,000 |
| Down Payment | $63,000 | $11,025 | $78,750 |
| Monthly Mortgage Amount | $1,572 | $1,930 | $1,962 |
| Taxes | $438 | $438 | $438 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $139 | $0 |
| Monthly Estimated Total | $2,110 | $2,607 | $2,500 |
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