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0 14th Street, Winthrop Harbor, IL 60096.
A Rare 17.7-Acre Opportunity in Desirable Winthrop Harbor JUST REDUCED FOR A QUICK SALE! Discover a truly unique opportunity to own nearly 18 acres in desirable Winthrop Harbor, conveniently located just minutes from the marina and the Wisconsin-Illinois border. Surrounded by an established residential community, this expansive property offers a rare combination of privacy, natural beauty, and future potential. The property consists of two cleared and graded parcels ready for development, with separate construction entrances already in place. Lot 1 offers approximately 6.05 acres, while Lot 2 offers approximately 11.65 acres, featuring a pond under construction and protected wetlands associated with Kellogg Creek, creating a beautiful natural privacy buffer. Municipal utilities are nearby, with municipal sewer located along both street frontages and municipal water available on 14th Street. Horses are permitted, adding to the property's versatility. There may also be potential for subdivision, subject to zoning, approvals, and applicable requirements from the Village of Winthrop Harbor. With its size, location, natural features, development potential, and proximity to Lake Michigan, the marina, and the Wisconsin border, this is an exceptional and hard-to-find property. Conservancy deed restrictions apply. Buyers should verify zoning, subdivision possibilities, utility availability, wetlands, building requirements, and all restrictions with the Village of Winthrop Harbor and appropriate authorities. Please note: Because the property is private and remains under development, unaccompanied walking of the property is prohibited. Showings are by appointment only.
MLS ID: 12620767
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0 14th Street, Winthrop Harbor, IL 60096.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $675,000 | $675,000 | $675,000 |
| Down Payment | $135,000 | $23,625 | $168,750 |
| Monthly Mortgage Amount | $3,369 | $4,135 | $4,204 |
| Taxes | $939 | $939 | $939 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $297 | $0 |
| Monthly Estimated Total | $4,505 | $5,568 | $5,340 |
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